Clear approvals
Give each payment the right review before execution.
Company policy
Your rules come firstSupplier payment
2,400 USDCALFinance review
JMOwner approval
Networks connected by NEAR Intents.
NEAREthereumBaseSolanaArbitrum
ABOUT RAZORMoney has work to do.
Money has work to do.
Give it a better workspace.
Payroll, supplier payments and treasury records, connected from approval to receipt. Built for companies working in crypto and the people they pay.
Explore the platformTHE PLATFORMYour payments.
Your payments.
The whole picture.
FUND YOUR WAY
ETHEthereum
SOLSolana
USDTSupported networks
Payment records
Company treasury
One settlement balanceUSDCYour company approvalsOn NEAR
PAY PEOPLE THEIR WAY
Your teamPayroll
ContractorsIndividual preferences
SuppliersCompany payments
ReviewRouteReconcile
One connected workspacePAYMENT VISIBILITYEvery payment.
Every payment.
One clear view.
Pay the whole team.
Respect every preference.
One pay run for your team, with individual routes and clear approvals.
- Import or prepare payroll
- Track each payment to reconciliation
November payrollDraft
Net pay for your team12,450 USDC
MC
Maya ChenProduct design
4,200 USDCJL
Jordan LeeEngineering
4,500 USDCAP
Alex ParkOperations
3,750 USDCReady for company review
One pay run.Individual payout preferences.
TREASURYSee what is available.
See what is available.
Know what is committed.
Treasury allocationExample allocation
31,400 USDCAvailablePaymentsClient reserves
Available to use20,000 USDC
Payment reservations8,400 USDCClient earmarks3,000 USDC
A reserved amount is not available cash.
SMARTER OPERATIONSLess busywork.
Less busywork.
More control.
Private document review
Optional NEAR AI turns invoices into drafts for your review.
Supplier invoice2,400 USDC
Review a draft. Keep control.
A recipient workspace
Profiles, invoices and history, organized around the people you pay.
NNorthstar StudioEmployee profile
OOrbit DesignContractor profile
THE FEE MODELClear fees.
Clear fees.
Room to grow.
Published fees, with each service's scope kept clear.
Processing fee exampleUSD
$5,000
$500$25,000
PayPal US Checkout3.49% + $0.49 receiving fee
$174.99Razor transfer markupRazor platform markup only
$0.00Processing fees only. Services and total costs differ.
PayPal fee sourceUS merchant checkout
3.49% + $0.49Per domestic USD checkout received.Merchant feesStablecoin payouts
$0 processingStarter: $50 / month.PricingContractor management
$49 / contractor / moPlus $2.50 per stablecoin payout.PricingSources checked 14 November 2026.
Services differ: Request also has zero stablecoin processing fees; Rise includes contractor compliance. Network and conversion costs are separate. Rise payout fees.
SIMPLE PRICINGKeep the fees clear.
Keep the fees clear.
Keep your plans moving.
One workspace subscription. Payment costs stay separate.
Pilot: complimentary Pro access is enabled.
Free
0
Start your workspaceWORKSPACE INCLUDESUSDC / month
- 3 finance seats
- Payments, invoices and recipients
- Records and fund recovery
ProFor growing teams
29
Choose this planWORKSPACE INCLUDESUSDC / month
- 10 finance seats
- Payments, invoices and recipients
- Records and fund recovery
- Batch payroll preparation
- Recurring payment workflows
- New company clearing proposals
- 50 private-AI attempts / month
Business
99
Choose this planWORKSPACE INCLUDESUSDC / month
- 50 finance seats
- Payments, invoices and recipients
- Records and fund recovery
- Batch payroll preparation
- Recurring payment workflows
- New company clearing proposals
- 500 private-AI attempts / month
Network, storage, conversion and routing costs are extra. Private AI needs provider credits. Paid periods require explicit checkout.
OUR APPROACHMoney moves better
Money moves better
when control stays clear.
Built for the people
behind every payment.
behind every payment.
People should know what they approve. Companies should know where their money is. And recipients should choose how they get paid.
What does Razor do?
Razor combines crypto company payments, payroll, invoices and treasury workflows. Recipients manage their own payout profiles, invoices and payment history.
Can we fund in one asset and pay in another?
Yes, when assets, networks and liquidity are supported by the live NEAR Intents catalog. Company obligations settle in USDC. Review the exact quote and cost ceiling before approval.
What happens if a recipient's preferred route is unavailable?
A confirmed native USDC backup on a supported chain requires recipient consent. Earlier attempts must be safely resolved before retrying; uncertain or partially delivered payments stay held for review.
Is the transfer fee really zero?
Razor's transfer markup is 0%. Network gas, storage, conversion and routing costs can still apply, along with your software subscription. Review the plan and live quote before approval.
Do we need a NEAR wallet to get started?
Google, email and supported wallets can get you started. Treasury activation and financial actions require a verified NEAR account and the right company permissions.
Do you handle bank payouts, payroll taxes or employment?
This release supports crypto payments, without bank payouts, statutory tax filing or employer-of-record services. Your company remains responsible for its legal and employment obligations.
Can several companies work together?
Yes. Companies keep separate funds and permissions while collaborating on procurement, invoice offsets and cash-backed clearing. Participant consent and remaining obligations stay explicit.
Is private AI required, and who controls the contracts?
Private AI is optional and needs provider setup, verification and credits. Payment contracts are operator-upgradable, which can affect funds; that authority is disclosed before activation and funding. Only the stateless evidence contract is immutable. Deployment does not establish an independent audit.
Move your business forward.
Bring your money with you.
A better workspace for the people you pay
and the business you are building.